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Casey Rivera Auto insurance advisor at Drive Covered Today. Casey focuses on coverage options for high-risk drivers, SR-22 requirements, and getting affordable insurance with a tough record.

Claims & Settlements

April 18, 2026• by

Photos to Take After a Car Accident (Print This Out)

A good claim almost always starts with a great set of photos. Here’s the list — twelve shots, in order, in five minutes. You don’t need to be a...

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Claims & Settlements

April 15, 2026• by

Filing Your First Insurance Claim: A 10-Step Walkthrough

The first time you file a claim, half the friction is knowing what’s next. Here’s the order — written by someone who’s done it more than...

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Claims & Settlements

April 11, 2026• by

Total Loss: The Step-by-Step Process

A total loss isn’t just “they pay you.” It’s a 9-step sequence — and skipping any of them slows your check, your title, and your next...

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Claims & Settlements

April 8, 2026• by

How to Negotiate an Insurance Settlement (Without a Lawyer)

A lawyer is sometimes the right call. Most personal-property auto settlements aren’t one of those times. The DIY playbook is short and surprisingly...

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Claims & Settlements

April 5, 2026• by

When to Total Your Own Car: The Decision Most Owners Get Wrong

The 70% rule is well known. It’s also wrong about a third of the time. Here’s the slightly longer version that actually decides repair vs. total...

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Claims & Settlements

April 4, 2026• by

Diminished Value Claims After a Repair: A Simple Guide

Even a perfect repair lowers your car’s resale value. A diminished-value claim recovers some of that difference — and most drivers never file one....

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Claims & Settlements

April 1, 2026• by

Filing a Small Claim: Is It Even Worth It?

Small claims raise rates more than they pay out, sometimes. The honest math depends on three numbers most drivers don’t know off the top of their head....

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Budget Coverage

March 28, 2026• by

Storage Insurance: When to Use It (and When Not To)

If your car is going to sit for three months or more, a storage policy keeps you protected and cheap. Below three months, full coverage usually wins....

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Budget Coverage

March 25, 2026• by

Cars You Rarely Drive: The Right Coverage for Low-Usage Vehicles

A car you drive once a week shouldn’t be priced the same as one you drive every day. Three policy types do the math better — and they can save drivers...

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Getting Covered

March 22, 2026• by

Buying a Car at the Lot Today? Same-Day Insurance, Explained

You can drive a car off the lot today with insurance you bought 20 minutes ago. The trick is knowing what carriers actually need and in what order. Dealers do...

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